4.10.07

Life insurance is good or not, if yes i want to about it?

Unless you are independently rich, should have enough life insurance to you with 1) bury you, 2) settle your debts, and 3) take care of your family while they are trying to put their lives back in order. People lose their houses and capital when a member of family dies and the late ones did not carry the life insurance or enough of it. You should have enough to pay with far your house and to compensate for your lost wages at least 3 years of minimum.
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I am at a point in the life where I wonder how much the longer I left to live. Because of a heart attack having for result a deviation 4x and later an assigned work placed that 6 months later connected to the top requiring another deviation which I can not obtain more the life insurance and the wonder how I will be able in measurement with the wages for my funeral expenditure and will envisage my family when I leave. My brother bought half million dollars of life insurance when it was young and now he is unemployeds due to cancer and lost his policy due to lost work. But; he was smart and bought a policy of cancer approximately 15 years ago; what was good, because now it gathers the more lost wages $10.000.00 per month for as long as it takes to be free cancer and again with work. Up to now it had gathered this kind of money for 8 last months. Its doctors says to him that still three or four months and them will be cancer freely and can turn over to work. To think that; it had gathered more than $13.000.00 per month for something which it bought on 15 years ago not knowing if it would never need it. As for me., the social security indicated that I will work never yet and thus no insurance company will sell a policy to me because I always counted only on policies of company and never bought a private policy. The trouble of O is me…. To obtain a policy immediately. You never know when something can occur. I never thought that it would arrive at me but it made and now I am screwed.
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The goal of the life insurance is to replace the income if a matrix of member of family for as long as this income would be necessary pour.

Oui, it is very good if your family would have need for lui.

Cependant, the insurance makes an ugly investment. If you decide to obtain the life insurance, to obtain the life of limit. Very other which accumulates a certain kind of investment is really very expensive in terms of hidden fees and commissions. If you want to accumulate a nest egg with, to take the difference between the premiums of the limit and all the life or that which is sold to you, and to invest it in some good investment funds mutualists balanced at reduced price. In the final analysis, you will be rolled up upwards with the same disasters which have occurred and will improve much of the investment.
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The life insurance is large if you worry about your family or like those. I recently bought a policy of medical insurance disease of a company on line. The advisers of insurance is the name of the company. While speaking with the agent I told him the situation of my brother having been diagnosed recently with cancer and not having any life insurance. Nail with head lose-My agent suggested that I make call it with my brother. My brother now has 50.000 in the life insurance and it will be payable entirely after a period of two years waiting. If he dies during the first two years. All the premiums are refunded more one 10% additional. I think who am a very good business. We the company before one or the other of us bought one do politique.
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Avez you checked people who depend on your income each month to live each month? If there is, you need assurance.

Pourquoi? Could they live, as they are now, if something were to arrive at you? You do you say yourselves like them and do not have the insurance? Then you lie to them. If you like them, you would provide the net of safety of the insurance for them. Taking care of all the debt, including the mortgage, to replace your income during at least ten years, and to be sure that your child more in low age would make pay them éducation.

Est this what it insurance means the peace of the spirit. Knowing that your family will be in this house not on the streets.

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